Liberal Forum

Z09 » 12 Sep 2023, 11:37 am » wrote: ↑

12 Sep 2023, 11:37 am

Can you believe she says 7% interest rates are where we should be?

That means millions of people that could afford a home 4 years ago isn't qualified now...

And this is good?

Ode is your run-of-the-mill dimocrat. She will defend her party regardless of how awful they are. 

Z09 » 12 Sep 2023, 11:26 am » wrote: ↑

12 Sep 2023, 11:26 am

And that's the Republicans fault,?

No, it is just the Republican sense of entitlement that they believe don't have to do the heavy lifting that previous generations thought was normal.

Z09 » 12 Sep 2023, 11:37 am » wrote: ↑

12 Sep 2023, 11:37 am

Can you believe she says 7% interest rates are where we should be?

That means millions of people that could afford a home 4 years ago isn't qualified now...

And this is good?

Yep.  Cools off inflation.

Pretty sad, honestly. In a better world... he would simply not run for a second term and go about retirement. In an even more unrealistic fantasy.. we would have the two candidates under age 60.. I know not going to happen.

Vegas » 12 Sep 2023, 11:28 am » wrote: ↑

12 Sep 2023, 11:28 am

You are out of touch. There are two parents working because you can't afford a home with one income. They need two cars so both parents can work to afford the home that they cannot afford. College tuition is 3.5 times higher than inflation. Wages have not increased, but prices have. 

You are out of touch.  100% out of touch. You are not smart. You are in denial. Your response is a typical boomer one. I bet you still think that milk costs 25 cents.

No, they can't afford the second car, childcare, Disney vacations, eating out 50% of time, 30 pairs of shoes, and 50 outfits.

 YouTube has tons of videos for frugal living.  Parents raised whole families in 1200 sq. ft. with one car.  We shovelled our own driveways, and mowed our own lawns.




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As for not being able to afford the house on one income.. it depends on where you live. Guymon, Oklahoma or Pinckneyville, IL.. you are fine. South Lake Tahoe, CA or Missoula, MT... you are going to struggle on one income.

OdeToJoy » 12 Sep 2023, 12:23 pm » wrote: ↑

12 Sep 2023, 12:23 pm

No, they can't afford the second car, childcare, Disney vacations, eating out 50% of time, 30 pairs of shoes, and 50 outfits.

 YouTube has tons of videos for frugal living.  Parents raised whole families in 1200 sq. ft. with one car.  We shovelled our own driveways, and mowed our own lawns.

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   @Z09  ^^^

Most Americans don't live like that. You are cherry picking a small amount of people , then generalizing as if all Americans live like that. 

Yeah, I don't think shoveling driveways or mowing lawns would cover the cost of a mortgage/rent. 

Vegas » 12 Sep 2023, 12:25 pm » wrote: ↑

12 Sep 2023, 12:25 pm

   @Z09  ^^^

Most Americans don't live like that. You are cherry picking a small amount of people , then generalizing as if all Americans live like that. 

Yeah, I don't think shoveling driveways or mowing lawns would cover the cost of a mortgage/rent.

Actually, most of them have been living that way.  Pre-pandemic 50% of meals were takeout or restaurant.  Houses and apartments were filled with  stuff.  The self storage business was spreading across the country.  People couldn't park in their garages because of the amount of stuff.  Then they had to outsource more stuff to storage lockers.  And some people had an  overfilled house, filled garage and multiple storage lockers.

The reason they can't have a house is because they spent everything on stuff.
 

OdeToJoy » 12 Sep 2023, 12:38 pm » wrote: ↑

12 Sep 2023, 12:38 pm

Actually, most of them have been living that way.  Pre-pandemic 50% of meals were takeout or restaurant.  Houses and apartments were filled with  stuff.  The self storage business was spreading across the country.  People couldn't park in their garages because of the amount of stuff.  Then they had to outsource more stuff to storage lockers.  And some people had an  overfilled house, filled garage and multiple storage lockers.

The reason they can't have a house is because they spent everything on stuff.

Data? 

OdeToJoy » 12 Sep 2023, 12:38 pm » wrote: ↑

12 Sep 2023, 12:38 pm

Actually, most of them have been living that way.  Pre-pandemic 50% of meals were takeout or restaurant.  Houses and apartments were filled with  stuff.  The self storage business was spreading across the country.  People couldn't park in their garages because of the amount of stuff.  Then they had to outsource more stuff to storage lockers.  And some people had an  overfilled house, filled garage and multiple storage lockers.

The reason they can't have a house is because they spent everything on stuff.

Also, in case you think that prices are the same today as they were back in your day, and that the dollar had the same purchasing power: 


 

Z09 » 12 Sep 2023, 1:27 pm » wrote: ↑

12 Sep 2023, 1:27 pm

You're totally confusing..
Really..

We had lower interest rates under Trump...
Lower gas prices...
Lower inflation...
Millions less on food stamps cause wages were UP and people were doing better..

Under Biden?
Tell us how great things are

For me.  Pretty darn good.  I have an itty bitty car that doesn't use lots of gas.  I live frugally and don't buy lots of crap.  I have the same dining set that I bought used 45 years ago.  I don't buy much of anything.  If I do see something I need; I will buy it at a local liquidation place.  I am still wearing some sweatshirts that I bought about 20 years ago.  I take care of my stuff.

​​​​​​i don't eat meat, so I don't need to worry about price gouging.  I buy my beer from a local microbrewery, and wine from a local winery.  

Because I am frugal, I can afford to live in a really place overlooking a river and the city park.

My life is really good because I don't throw away my money away on crap.
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Z09 » 12 Sep 2023, 1:32 pm » wrote: ↑

12 Sep 2023, 1:32 pm

And now under Biden is harder to afford a house..

7 % ..
7 %

They couldn't afford it before Biden.  The artificially low rates made it seem like they could afford it., but it was an illusion. 

 Generations before bought houses at 7%, and could afford it.
 
 

Vegas » 12 Sep 2023, 12:53 pm » wrote: ↑

12 Sep 2023, 12:53 pm

Also, in case you think that prices are the same today as they were back in your day, and that the dollar had the same purchasing power: 

I remember the 70s and 80s.  Minimum wage was $2.65, and a lot of places weren't paying more than that.

Biden also claimed to have hit a 368 foot blast off the wall at RFK Stadium during a Congressional Baseball game.

To top that off he also claims to have played college football

For some reason the [[[JEW controlled MSM]]] fails to remind us that Biden made up these fairy tales...... every hour and every **** day since Brandon the serial liar got installed as the [[[JWO's]]] puppet / figurine.
 

Lying Joe Biden Makes Up Story About Baseball Glory Days, Gets Completely Debunked by Fact-Checker (westernjournal.com)

Biden's Delaware football claim made in speech intercepted (nypost.com)

OdeToJoy » 12 Sep 2023, 5:30 pm » wrote: ↑

12 Sep 2023, 5:30 pm

I remember the 70s and 80s.  Minimum wage was $2.65, and a lot of places weren't paying more than that.

The late 80s was when it all started going downhill. That's when inflation began to outrun wages. It caught up here and there, but for the most part, wages began to lag.