Liberal Forum

Z09 » 15 Dec 2023, 9:15 am » wrote: ↑

15 Dec 2023, 9:15 am

Let's get this right...

Yesterday you stated 14 million people are ready to by a house now under Biden....
However, under Biden interest rates are doubled and the market is the lowest in 13 years....

And your explanation.....
Well you don't have one

Focus.

Can you answer the question?

Yes or no.
 

Z09 » 15 Dec 2023, 9:15 am » wrote: ↑

15 Dec 2023, 9:15 am

Let's get this right...

Yesterday you stated 14 million people are ready to by a house now under Biden....
However, under Biden interest rates are doubled and the market is the lowest in 13 years....

And your explanation.....
Well you don't have one

I'll believe the experts over you anyway. 

R.Suave » 15 Dec 2023, 8:49 am » wrote: ↑

15 Dec 2023, 8:49 am

It is a tribute to how stupid you are that you can't figure it out...

What does almost everyone need to qualify for a mortgage?

Shut the **** up until you figure it out.

There is no one thing almost everyone needs to qualify for a mortgage.  However, having just gone through the process for the home we built, I can tell you the potential lenders we dealt with wanted excellent credit, sufficient income and/or liquid asset for closing (including down payment) and meeting monthly payments, stability with employer(s) and the appropriate collateral.  Now, they asked (in my opinion) a lot of stupid questions, requested documentation of some stupid things and sourced almost every asset we had multiple times.  We ended up having to provide 50 separate documents (some as many as three times).

Now...your point?

ConsRule » 15 Dec 2023, 9:33 am » wrote: ↑

15 Dec 2023, 9:33 am

There is no one thing almost everyone needs to qualify for a mortgage.  However, having just gone through the process for the home we built, I can tell you the potential lenders we dealt with wanted excellent credit, sufficient income and/or liquid asset for closing (including down payment) and meeting monthly payments, stability with employer(s) and the appropriate collateral.  Now, they asked (in my opinion) a lot of stupid questions, requested documentation of some stupid things and sourced almost every asset we had multiple times.  We ended up having to provide 50 separate documents (some as many as three times).

Now...your point?

https://www.newsweek.com/mortgage-rates ... ws-1852680


Mortgage rates are already dropping. Outlook looks good. 
 

ConsRule » 15 Dec 2023, 9:33 am » wrote: ↑

15 Dec 2023, 9:33 am

There is no one thing almost everyone needs to qualify for a mortgage.  However, having just gone through the process for the home we built, I can tell you the potential lenders we dealt with wanted excellent credit, sufficient income and/or liquid asset for closing (including down payment) and meeting monthly payments, stability with employer(s) and the appropriate collateral.  Now, they asked (in my opinion) a lot of stupid questions, requested documentation of some stupid things and sourced almost every asset we had multiple times.  We ended up having to provide 50 separate documents (some as many as three times).

Now...your point?

Since you didn't answer the question, I have no idea what your point is.

R.Suave » 15 Dec 2023, 8:41 am » wrote: ↑

15 Dec 2023, 8:41 am

https://www.cnn.com/2023/12/13/investin ... index.html

In urging Dark Brandon to go, they awakened a sleeping giant...

I fear to think of where he'll turn his attention next....

If Dark Brandon was an animal, he'd be a Liopleurodon.

Here he is dropping by Mar a Lago...

https://youtube.com/clip/UgkxGcqt1cCL2j ... qSN-rjGZ6G

He is more of a box turtle:


 

Z09 » 15 Dec 2023, 9:25 am » wrote: ↑

15 Dec 2023, 9:25 am

Well..

Under Biden interest rates are doubled....
That's a fact

And housing sales are slowest in 13 years

And that's a fact

It's a coincidence, like COVID in 2020.

A simple attribution analysis will confirm it.

Huey » 15 Dec 2023, 9:37 am » wrote: ↑

15 Dec 2023, 9:37 am

He is more of a box turtle:

In the metrics that matter he's outpacing Swifty Grifty in everything except criminal counts.
 

Fuelman » 15 Dec 2023, 9:10 am » wrote: ↑

15 Dec 2023, 9:10 am

Just do us all a favor and give her the answer!

She can't seem to find the answer. 

R.Suave » 15 Dec 2023, 9:41 am » wrote: ↑

15 Dec 2023, 9:41 am

In the metrics that matter he's outpacing Swifty Grifty in everything except criminal counts.

All you got......

ANd that isn't the matrix that matters.  Public sentiment and elections are all that matter.  And for the record you are in no position to teach anyone to think.  You have know how to do before teaching others.  

ConsRule » 15 Dec 2023, 9:33 am » wrote: ↑

15 Dec 2023, 9:33 am

There is no one thing almost everyone needs to qualify for a mortgage.  
 

Jesus **** Christ!

R.Suave » 15 Dec 2023, 9:37 am » wrote: ↑

15 Dec 2023, 9:37 am

Since you didn't answer the question, I have no idea what your point is.

I did answer the question...as much as anyone can.  You may not understand or like the answer, but that's a you problem...not a me problem.

In your post that I quoted, the ONLY question was "What does almost everyone need to qualify for a mortgage?"  There is nobody who knows what "almost everyone needs" and (other than collateral) there is no one thing that almost every potential lender will demand related to every mortgage application.  All anyone can do is answer with the conditions they (and people close to them) had to meet.  Even if someone here is in the lending business, they can only answer what their company (and those they have worked with) request.

It is a little humorous seeing you unable to follow your own line of thought.
 
 

R.Suave » 15 Dec 2023, 9:16 am » wrote: ↑

15 Dec 2023, 9:16 am

"****!"

yes you are...oh, and **** your demands...
 

Fuelman » 15 Dec 2023, 9:46 am » wrote: ↑

15 Dec 2023, 9:46 am

Jesus **** Christ!

As I said in a subsequent post, other than collateral, there is no one thing everyone needs.  You don't even need to be employed or earning a salary to qualify for a mortgage.  Think about that one for a while.

ConsRule » 15 Dec 2023, 9:48 am » wrote: ↑

15 Dec 2023, 9:48 am

I did answer the question...as much as anyone can.  You may not understand or like the answer, but that's a you problem...not a me problem.

In your post that I quoted, the ONLY question was "What does almost everyone need to qualify for a mortgage?"  There is nobody who knows what "almost everyone needs" and (other than collateral) there is no one thing that almost every potential lender will demand related to every mortgage application.  All anyone can do is answer with the conditions they (and people close to them) had to meet.  Even if someone here is in the lending business, they can only answer what their company (and those they have worked with) request.

It is a little humorous seeing you unable to follow your own line of thought.

 

You may not understand or like the answer

Ask if Z09 did.

Either answer the question asked, or **** off.
 

ROG62 » 15 Dec 2023, 9:52 am » wrote: ↑

15 Dec 2023, 9:52 am

yes you are...oh, and **** your demands...

Quoting you, verbatim.

Again.
 

ConsRule » 15 Dec 2023, 9:53 am » wrote: ↑

15 Dec 2023, 9:53 am

As I said in a subsequent post, other than collateral, there is no one thing everyone needs.  You don't even need to be employed or earning a salary to qualify for a mortgage.  Think about that one for a while.

Go **** yourself.
 

Huey » 15 Dec 2023, 9:44 am » wrote: ↑

15 Dec 2023, 9:44 am

All you got......

ANd that isn't the matrix that matters.  Public sentiment and elections are all that matter.  And for the record you are in no position to teach anyone to think.  You have know how to do before teaching others.

And that's a lot...

ANd that isn't the matrix that matters.  Public sentiment and elections are all that matter

It's METRICS, you **** idiot.

A year before an election, public sentiment doesn't much matter.

Better than 2ndBesty better hope so.
 

R.Suave » 15 Dec 2023, 9:58 am » wrote: ↑

15 Dec 2023, 9:58 am

And that's a lot...

It's METRICS, you **** idiot.

A year before an election, public sentiment doesn't much matter.

Better than 2ndBesty better hope so.

Actually, I hope public sentiment carries thru the year for Nikki Haley.  

Z09 » 15 Dec 2023, 9:44 am » wrote: ↑

15 Dec 2023, 9:44 am

Well..

Under Biden interest rates are doubled....
That's a fact

And housing sales are slowest in 13 years

And that's a fact

Under Grifty US private payrolls shrank.

while the deficit went up 5X.

Those are facts.