It's not a matter of belief, but a matter of fact.
R.Suave » 20 Jan 2024, 3:24 pm » wrote: ↑ If you aren't running from them you would answer, simply
Yes...those are my words...
No...you responded.Huey » 20 Jan 2024, 3:27 pm » wrote: ↑ I did answer. Not the way you demanded but they are obviously my words. Let's try this again:
I am not running from them. It is a no brainer you need income to get a mortgage. Not sure how that fits with this:
The amount of interest on the loan affects the monthly payment, Dum Dum. You do realize the interest rate is the "cost" of money. And you are supposed to be some economic genius.
****.
You posted nothing to rebut that.
I stand behind my words. I am still waiting for that point you think you won.
No, you aren't...I am still waiting for that point you think you won
You clearly have no idea what constitutes "fact"RedheadedStranger » 20 Jan 2024, 3:25 pm » wrote: ↑ It's not a matter of belief, but a matter of fact.
Nod
I hear ya.Huey » 20 Jan 2024, 3:25 pm » wrote: ↑ He can't doxx me on this forum because I have posted pics, my address and my house. Now, he did take some of that info and post on another forum where none of that known.
And then got pissed when I asked the mod to take it down. He was also banned from another forum about 7 years ago for doing the same thing. If he does that **** to me again I will fly to NH and find him. He once posted the town he lives in. Shouldn't be too hard to find him at Planet Fitness.
I can tell the difference between 6'3" and 5'8"...
R.Suave » 20 Jan 2024, 3:30 pm » wrote: ↑ No...you responded.
No, you aren't...
But you are thicker than ****...
RedheadedStranger » 20 Jan 2024, 3:34 pm » wrote: ↑ I can tell the difference between 6'3" and 5'8"...
You've never met my bipolar stepson.Huey » 20 Jan 2024, 3:42 pm » wrote: ↑ He has the worst cast of never admitting he is wrong that I have ever seen.
Huey » 20 Jan 2024, 12:33 pm » wrote: ↑Z09 » 20 Jan 2024, 11:06 am » wrote: ↑ R. Suave
Child Groomer, Sexual Predator
Posts: 5,213
Contact: Contact R. Suave
Money: 11,689
Z09 » 31 Dec 2023, 12:34 pm » wrote: ↑31 Dec 2023, 12:34 pm
The double interest rates have pushed people out of the market...
They're not qualified with double interest rates
Interest rates don't establish qualification, ya **** ******* hole
Income (or means) does
@R. Suave
The amount of interest on the loan affects the monthly payment, Dum Dum. You do realize the interest rate is the "cost" of money. And you are supposed to be some economic genius.
****.
@R. SuaveHuey » 20 Jan 2024, 1:59 pm » wrote: ↑@R. SuaveHuey » 20 Jan 2024, 12:33 pm » wrote: ↑@R. SuaveZ09 » 20 Jan 2024, 11:06 am » wrote: ↑ R. Suave
Child Groomer, Sexual Predator
Posts: 5,213
Contact: Contact R. Suave
Money: 11,689
Z09 » 31 Dec 2023, 12:34 pm » wrote: ↑31 Dec 2023, 12:34 pm
The double interest rates have pushed people out of the market...
They're not qualified with double interest rates
Interest rates don't establish qualification, ya **** ******* hole
Income (or means) does
The amount of interest on the loan affects the monthly payment, Dum Dum. You do realize the interest rate is the "cost" of money. And you are supposed to be some economic genius.
****.
In this example, let’s say you’re looking to take out a home loan for $200,000. If you get a 30-year mortgage and you make a 20% down payment of $40,000, you’ll have a $160,000 mortgage.
If you only put down 10%, you’ll have a $180,000 mortgage. The following table shows you how much you’ll pay — both per month and over the life of the loan — in each scenario.
In this example, a 1% mortgage rate difference results in a monthly payment that’s close to $100 higher. But the real difference is how much more you’ll pay in interest over 30 years…more than $33,000! And just think, if you lived in the 1980s when the highest mortgage rate was 18%, you’d be paying thousands a month just in interest!
https://www.moneyunder30.com/1-percent- ... %20in,Ouch!
Today the 30 year fixed rate is 7.54.
just shows you can't fix stupid...RN's a classic example...
In '89 we bought our house FHA 30yr @10% . Then the no cost refinance craze came, so we refinanced every point. I remember the wife crabbing about having to go sign papers...we went in to sign and the banker told us by refinancing, we'd save 80k over the life of the loan...the wife asks, "where do I sign?"Huey » 20 Jan 2024, 1:59 pm » wrote: ↑ @R. Suave
In this example, let’s say you’re looking to take out a home loan for $200,000. If you get a 30-year mortgage and you make a 20% down payment of $40,000, you’ll have a $160,000 mortgage.
If you only put down 10%, you’ll have a $180,000 mortgage. The following table shows you how much you’ll pay — both per month and over the life of the loan — in each scenario.
In this example, a 1% mortgage rate difference results in a monthly payment that’s close to $100 higher. But the real difference is how much more you’ll pay in interest over 30 years…more than $33,000! And just think, if you lived in the 1980s when the highest mortgage rate was 18%, you’d be paying thousands a month just in interest!
https://www.moneyunder30.com/1-percent- ... %20in,Ouch!
Today the 30 year fixed rate is 7.54.
Before I do it AGAIN, tell me how many times I'll have to do so...Huey » 20 Jan 2024, 3:38 pm » wrote: ↑ I accept your surrender. Or you can tell me what point you think yo won. and read the last sentence this time.
Lets try this again:
I did answer. Not the way you demanded but they are obviously my words. Let's try this again:
I am not running from them. It is a no brainer you need income to get a mortgage. Not sure how that fits with this:
The amount of interest on the loan affects the monthly payment, Dum Dum. You do realize the interest rate is the "cost" of money. And you are supposed to be some economic genius.
****.
You posted nothing to rebut that.
I stand behind my words. I am still waiting for that point you think you won.
R.Suave » 20 Jan 2024, 4:37 pm » wrote: ↑ Before I do it AGAIN, tell me how many times I'll have to do so...
I already have.Huey » 20 Jan 2024, 4:41 pm » wrote: ↑ Making your point ONE time would be nice and showing exactly how you won something when I mentioned nothing of income. Tie your point to this comment:
The amount of interest on the loan affects the monthly payment, Dum Dum. You do realize the interest rate is the "cost" of money. And you are supposed to be some economic genius.
****.
R.Suave » 20 Jan 2024, 5:13 pm » wrote: ↑ I already have.
You have strict rules about repetition.
Now what?
Is the thread title accurate?Huey » 20 Jan 2024, 5:24 pm » wrote: ↑ Ok. You said that a lack of income is a disqualifiier. I never did say it wasn't. That's why I said "No **** Sherlock". SO you didn't win anything. Again, you got curb stomped because you don't understand what you read.
Unless you can show where I said it wasn't a disqualified you didn't win anything. I agree with you, Dum Dum.
Don't tell me how to explain what you can't seem to grasp.Huey » 20 Jan 2024, 5:41 pm » wrote: ↑ Sorry, you have not tied your point to what I said. A point in which I agreed with you.
The amount of interest on the loan affects the monthly payment, Dum Dum. You do realize the interest rate is the "cost" of money. And you are supposed to be some economic genius.
****.