With this economy, are interest rates too high?

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By PhiloBeddo
24 Jul 2025 12:35 pm in No Holds Barred Political Forum
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Huey
27 Jul 2025 10:08 am
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Blackvegetable » 27 Jul 2025, 10:03 am » wrote:
*Huey » 27 Jul 2025, 10:02 am » wrote: You can't read.

Waiting on your stand.
OK.

To what should they come down, and why?
Still waiting on YOUR stand.  What are so afraid, such a ******, to take a stand, Son of Beach Runner?
 
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Two If By Tea
27 Jul 2025 10:08 am
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PhiloBeddo » 26 Jul 2025, 12:04 pm » wrote: Borrowing rates not investment rates. The cost of money should be 1 or 2 percent, not 4
You show me where it ever cost 1/2 points borrow $$$..

UNLESS ya talking Feds Fund Rate but you or I still aint paying  that Banks  pays that direct from the Federal Reserve
 
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Blackvegetable
27 Jul 2025 10:16 am
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*Huey » 27 Jul 2025, 10:08 am » wrote: Still waiting on YOUR stand.  What are so afraid, such a ******, to take a stand, Son of Beach Runner?
No...you aren't. 


This is about you and your "stand"..

I'm waiting for the idiot OP to define his terms...
 
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Huey
27 Jul 2025 10:20 am
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Blackvegetable » 27 Jul 2025, 10:16 am » wrote:
*Huey » 27 Jul 2025, 10:08 am » wrote: Still waiting on YOUR stand.  What are so afraid, such a ******, to take a stand, Son of Beach Runner?
No...you aren't. 


This is about you and your "stand"..

I'm waiting for the idiot OP to define his terms...
 

 

I have taken my stand, Son of Beach Evacuee.  Waiting on yours.  NO questions will be answered until you become a man and take a stand.  

Don't bother me unless it is your stand.  
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Two If By Tea
27 Jul 2025 11:01 am
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*Huey » 27 Jul 2025, 10:20 am » wrote: I have taken my stand, Son of Beach Evacuee.  Waiting on yours.  NO questions will be answered until you become a man and take a stand.  

Don't bother me unless it is your stand.
Nobody even understand what a Federal Funds Rate is but that is not real interest rates neither that is the "Overnight" rate The Fedral Reserve gives to the Big Banks.

Therefore this discussion is "MUTE" 

Because nobody understands the inner workings of "Fractional Reserve Banking".

Nope it all HIGH EMOTION based on Politics
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sole
27 Jul 2025 6:24 pm
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Johnny You » 27 Jul 2025, 5:59 am » wrote: I have an associate who lived it for real in the 1980's in the S+L Financial Crisis.  Served time and everything.
ha ha ha ha ha ha ha ha ha. So you threw him or her under the bus to save your own soul. Guilt by association. Judge a person by the ideology they rather die protecting cradle to grave than live equally alive as eternally separated in plain sight.

Thanks for validating your character over the last 40 years. Actions/behavior speak louder than context directs social outcomes daily here in every tongue working reality against ancestries in every society here daily.
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Johnny You
28 Jul 2025 3:29 am
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*31stArrival » 27 Jul 2025, 6:24 pm » wrote: ha ha ha ha ha ha ha ha ha. So you threw him or her under the bus to save your own soul. Guilt by association. Judge a person by the ideology they rather die protecting cradle to grave than live equally alive as eternally separated in plain sight.

Thanks for validating your character over the last 40 years. Actions/behavior speak louder than context directs social outcomes daily here in every tongue working reality against ancestries in every society here daily.

How do you think the S+L Loan crisis happened? Everybody kept the construction loan money and the mortgage payment on the new home at the same time back then in the 1980;s

My associate happened to be one that got caught. They told them we need 650K in two weeks or else.  They managed to come up with 450K and asked for two more weeks for the other 200K, the bank took the 450K and said not good enough and proceeded to prosecute.

The only financial instrument you know how to play is the skin flute.  Trumpocalypse has made bankruptcy an acceptable financial tool in the box.
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sole
28 Jul 2025 4:57 am
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Johnny You » 28 Jul 2025, 3:29 am » wrote: How do you think the S+L Loan crisis happened? Everybody kept the construction loan money and the mortgage payment on the new home at the same time back then in the 1980;s

My associate happened to be one that got caught. They told them we need 650K in two weeks or else.  They managed to come up with 450K and asked for two more weeks for the other 200K, the bank took the 450K and said not good enough and proceeded to prosecute.

The only financial instrument you know how to play is the skin flute.  Trumpocalypse has made bankruptcy an acceptable financial tool in the box.
Gee, planned obsolescence through FTC regulations. All the crises ever happening in economic theory was caused by those in charge of controlling tomorrow's outcomes daily here every rotation of the planet, then blaming those following orders for them not working as planned to save tomorrows daily here.


I remember that time since it was at the time I went to buy my first property. John Glenn as a senator was eyeballs deep in the scandal.
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Blackvegetable
28 Jul 2025 5:20 am
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*Huey » 27 Jul 2025, 10:20 am » wrote: I have taken my stand, Son of Beach Evacuee.  Waiting on yours.  NO questions will be answered until you become a man and take a stand.  

Don't bother me unless it is your stand.
"Too warm....ish."

And you wonder why I ridicule you dumb ****...
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Blackvegetable
28 Jul 2025 5:22 am
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PhiloBeddo » 26 Jul 2025, 12:04 pm » wrote: Borrowing rates not investment rates. The cost of money should be 1 or 2 percent, not 4
The cost of money should be 1 or 2 percent, not 4
Do you understand the components of Market Rates, Phil?

 
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Blackvegetable
28 Jul 2025 5:30 am
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ConservativeWave » 26 Jul 2025, 7:54 pm » wrote: If Powell would drop the rates 2% for 6 months... Trump would re-finance 10 Trillion $$$ of debt, and save America at 100's of Billions of $$$ in interest costs... I guess Powell doesn't see that?  ...OR, doesn't WANT to see that !
You're a complete idiot.

The Fed can set reference rates, but what the Federal Government pays in interest is determined by auction.

This is why cretins like you should not be allowed to vote....



 
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sole
28 Jul 2025 6:06 am
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Blackvegetable » 28 Jul 2025, 5:20 am » wrote: "Too warm....ish."

And you wonder why I ridicule you dumb ****...
You ridicule because that is the first means deniers use against honest soles alive daily here. it is history between the lines of building better tomorrows 7 days a week when living never exceeded series parallel beating hearts living here now.

Each beating heart has a sole brain navigating space in series parallel positions geographically here in plain sight.
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Two If By Tea
28 Jul 2025 7:32 am
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JohnnyYou » 27 Jul 2025, 2:23 am » wrote: What is the history of inflation in the US in the last 18 months?
Inflation in the United States has seen a decline from its peak in June 2022 at 9.1%, steadily decreasing throughout 2023. This easing of inflationary pressures has been attributed to a combination of factors, including weakening demand for goods, slowing shelter costs, and softer food and energy markets. However, the path back to the Federal Reserve's target inflation rate of 2% has been somewhat bumpy. The Federal Reserve has been actively using monetary policy tools, such as increasing interest rates, to combat inflation and steer it towards the target. 
During the 18-month period from January 2024 to June 2025, inflation has fluctuated. Inflation dropped to 2.9% in July 2024, the lowest since March 2021, with used car prices returning to normal levels. However, costs like rent, childcare, and electricity continued to increase at around 5%. Inflation was a significant concern for voters in the November 2024 U.S. Presidential election. In February 2025, the consumer inflation rate was 2.8% year-over-year, still above the Fed's 2% target, with projections for it to rise due to new tariffs. By April 2025, annual inflation slowed to 2.3%, but the full impact of tariffs was not yet reflected. In June 2025, the annual inflation rate reached 2.7%, increasing for the second consecutive month and representing the highest level since February, linked to businesses passing on higher import costs, particularly in certain goods categories. Core inflation, excluding food and energy, increased to 2.9% in June. The June CPI report showed the all items index rose 0.3% in June (seasonally adjusted) and 2.7% over the last 12 months (not seasonally adjusted). The index for all items less food and energy increased 0.2% in June (seasonally adjusted) and 2.9% over the past year (not seasonally adjusted). The history of inflation in the US over the last 18 months shows a general trend of disinflation after the mid-2022 peak, with recent upticks in mid-2025 influenced by factors like tariffs
Do you really buy how government counts inflation.?

its called a basket of goods.

They dont really count lots of stuff like say beef to high they assume ya eat chicken or electricity out youll buy candles stuff like that ya see.

Government has to jigger actual inflation to avoid raising Social Security checks too much
 
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Huey
28 Jul 2025 11:26 am
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Blackvegetable » 27 Jul 2025, 6:11 am » wrote:
PhiloBeddo » 24 Jul 2025, 12:35 pm » wrote: Is the fed, Jerome Powel just a Trump hater and punishing the American people?

that was really deep, Phil.

You're a moron.

 

No comment on how the new EU trade deal affects the topic of this thread?  
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Blackvegetable
28 Jul 2025 12:07 pm
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*Huey » 28 Jul 2025, 11:26 am » wrote: No comment on how the new EU trade deal affects the topic of this thread?

No questions will be entertained until some posters who are in arrears pay of their debt.


 
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Huey
28 Jul 2025 12:10 pm
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Blackvegetable » 28 Jul 2025, 12:07 pm » wrote:
*Huey » 28 Jul 2025, 11:26 am » wrote: No comment on how the new EU trade deal affects the topic of this thread?

No questions will be entertained until some posters who are in arrears pay of their debt.


 

 

Still an unoriginal dolt.

I don't really care but I find it telling that a self described finance guru such as yourself has nothing to say about it.

But then again you claim to be an expert in everything from firearms to the military to aviation to....etc etc etc....
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Blackvegetable
28 Jul 2025 12:10 pm
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*Huey » 28 Jul 2025, 12:10 pm » wrote: Still an unoriginal dolt.


 
You're blind to the irony?
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Huey
28 Jul 2025 12:12 pm
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Blackvegetable » 28 Jul 2025, 12:10 pm » wrote:
*Huey » 28 Jul 2025, 12:10 pm » wrote: Still an unoriginal dolt.

I don't really care but I find it telling that a self described finance guru such as yourself has nothing to say about it.

But then again you claim to be an expert in everything from firearms to the military to aviation to....etc etc etc....

 
You're blind to the irony?

 
Nah, and I recognize when you are lying.

But, this is not my thread or yours.  You can **** it up on your own, Lil Liar.
 
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Two If By Tea
28 Jul 2025 12:47 pm
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How come aint nobody here wants 2 "discuss" Fractional Reserve Banking.

Also Government far under-reports "Real Inflation" or Social Security checks be 2/3 times as much..

Nah lets call eachother names or Trump save a Trillion dollars the debt
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Johnny You
28 Jul 2025 7:16 pm
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TwoIfByTea » 28 Jul 2025, 7:32 am » wrote: Do you really buy how government counts inflation.?

its called a basket of goods.

They dont really count lots of stuff like say beef to high they assume ya eat chicken or electricity out youll buy candles stuff like that ya see.

Government has to jigger actual inflation to avoid raising Social Security checks too much
I count it by the prices I see.  Insurance? Up 400$ a Year.  Property Tax up 600$ a year. Homeowners Insurance up 600$ a year.

A tiny wire brush in Tractor Supply for 9$ blew my mind.  A Pack of  4  colored 3x3 post it notes in Staples is 9.99$. RFK should have a 1-800 number at checkout for PTSSD.. Sticker Shock Disorder.

I don't know how the government counts stuff. But I do know Donald Trump lies on the financial documents as needed for a gain and he sure don't want nobody seeing his taxes.   I wonder how much gets transferred to him daily from the Federal Government right now.  That's how Putin became the wealthiest man on the planet for a time.
 
 
 
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