Liberal Forum

Zeets2 » 05 Dec 2025, 1:11 pm » wrote: ↑

05 Dec 2025, 1:11 pm

Here are a couple of pre-approved offers that I just got this morning and I get others just like them every week:

You're pre-approved
Final approval subject to additional terms

Avant® Cashback Rewards
Mastercard®
Ongoing APR: 29.99%*Rewards: 2% (Cash back)Annual fee: $0* 

Delta SkyMiles® Platinum American Express Card
Intro bonus: Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.Ongoing APR: 19.74%-28.74% VariableRewards: 1x-3x (Miles per dollar)Annual fee: $350

29.99% APR Zeets
your FICO must suck 

Blackvegetable » 05 Dec 2025, 5:54 pm » wrote: ↑

05 Dec 2025, 5:54 pm

How do you "know" this?

it doesn't take a rocket scientist, brown...*eyeroll*
 

*Roshambo » 05 Dec 2025, 5:57 pm » wrote: ↑

05 Dec 2025, 5:57 pm

29.99% APR Zeets
your FICO must suck

Actually, my FICO score is exceptional.  
I copied this from my emails in response to Eggplant's assertion that I didn't qualify for an Amex card, and proving I get pre-approved offers thrown at me every week.  And for your information, I pay off my credit card balances in full every month and haven't paid a dime in interest charges, late fees, or an annual fee in decades, so I don't ever pay any attention to what the interest rate is, and I couldn't even tell you what it is on the several cards I carry and use regularly.

It must suck for those like you who need to change credit cards regularly to save a couple of percentage points on the interest or fees you're paying!  But I guess somebody has to pay for the deadbeats who don't pay their debts, so as long as it's you and not me, all is well!
 

Zeets2 » 06 Dec 2025, 11:11 am » wrote: ↑

06 Dec 2025, 11:11 am

Actually, my FICO score is exceptional.  
I copied this from my emails in response to Eggplant's assertion that I didn't qualify for an Amex card, and proving I get pre-approved offers thrown at me every week.  And for your information, I pay off my credit card balances in full every month and haven't paid a dime in interest charges, late fees, or an annual fee in decades, so I don't ever pay any attention to what the interest rate is, and I couldn't even tell you what it is on the several cards I carry and use regularly.

It must suck for those like you who need to change credit cards regularly to save a couple of percentage points on the interest or fees you're paying!  But I guess somebody has to pay for the deadbeats who don't pay their debts, so as long as it's you and not me, all is well!

Post your number

https://i.postimg.cc/PJn9LqJ5/CAP-1.jpg
 

*Roshambo » 06 Dec 2025, 11:24 am » wrote: ↑

06 Dec 2025, 11:24 am

Post your number

https://i.postimg.cc/PJn9LqJ5/CAP-1.jpg

I don't know it, and can't be bothered to find it out!
All I know is that I've never been rejected for any credit I've ever applied for, either in my business or my personal life, so I assume it's pretty good!

Zeets2 » 06 Dec 2025, 11:30 am » wrote: ↑

06 Dec 2025, 11:30 am

I don't know it, and can't be bothered to find it out!
 

Zeets you are liar.

Zeets2 » 06 Dec 2025, 11:11 am » wrote: ↑

06 Dec 2025, 11:11 am

Actually, my FICO score is exceptional.

 

*Roshambo » 06 Dec 2025, 11:44 am » wrote: ↑

06 Dec 2025, 11:44 am

Zeets you are liar.

Believe what you want!
Your opinion doesn't bother me in the slightest, on this one or any of your other brainless posts.
 

Zeets2 » 06 Dec 2025, 12:01 pm » wrote: ↑

06 Dec 2025, 12:01 pm

Believe what you want!
Your opinion doesn't bother me in the slightest, on this one or any of your other brainless posts.

Zeets...


Actually, my FICO score is exceptional.
I don't know it, and can't be bothered to find it out!

*Roshambo » 06 Dec 2025, 12:02 pm » wrote: ↑

06 Dec 2025, 12:02 pm

Zeets...

Actually, my FICO score is exceptional.
I don't know it, and can't be bothered to find it out!

Well, what conclusion would YOU draw if you had never been turned down for a credit card, mortgage, or car loan in over 40 years while being given hundreds of thousands in business loans and mortgages and been taken to lunches and dinners by your banker offering you even more loans at below prime rates?  Banks only do that when they're afraid of losing your business to a competitor, don't you think?

I'm sure there are many things that you need to concern yourself with that I don't have to.  I don't have a mortgage, a car loan, or any debt beyond my monthly credit card bills that are paid off in full every month.  Does your fine FICO score mean that you don't have those bills either?  Care to share how much credit card debt you carry over every month?  What's the interest rate YOU pay on your credit cards?

I guess since you figure I'm such a liar, I won't be getting that Christmas card from you that I was expecting, huh?