I used to bundle my home and full coverage auto get a deal buy a policy whole year.
Afew years ago almost doubled the price & only sell 6 month terms so ya gotta go back if rates go up.
My Independant Agent says I sell 4 almost a dozen differrent companies & his families rates have shot up too.
He broke it down showed me that I am paying $15/$20 less a month than he is 4 his own.
Aint no shopping around anymore neither they have all doubled rates period too.