That's correct. There are a complex set of factors involved in when one should take social security. You get more money if you wait till you're 70 but then on the other hand you might die. You are taxed on the social security if you continue to work but if you don't work you make less money.Justthetruth » 20 Jan 2023, 11:28 am » wrote: ↑ That's only if you earn more money than you are allowed to make.