because you are a “smart man” .. said with my Forest Gump voiceSkans » 04 Apr 2022, 9:25 am » wrote: ↑ Perhaps you are right. Seems like a bit of a waste to me, and I have always had a hard time understanding waste of any kind. Things I do understand are: Risk, Loss, Success, Learning, Failure, Family, Work, Saving, Spending and Investment, not necessarily in that order.