I will retire when I die.walkingstick » 26 Jul 2023, 2:59 am » wrote: ↑ the younger you retire, the longer your life expectancy is projected. should you take a lesser amount of social security and retire younger? or work longer, and get a bigger check? by working longer your life expectancy is reduced. in total dollars, you will end up getting more by working longer. is it worth working longer?