9 Dec 2024 9:27 am
DeezerShoove » 07 Dec 2024, 8:10 am » wrote: ↑ They advertise the **** out of Part C, you know: Medicare Advantage.
Whose "advantage" is the question you have to ask. I have talked with many seniors.
Getting stuck in network providers and always needing a referral for the smallest stuff is time-consuming, confusing, not your choice, etc.
If they have to market Part C so heavily then it says "the product doesn't sell itself". Not so good.
Like being pushed into "coordinated benefits" when buying car insurance.
You may save a couple dollars now, but potential is high you will get **** if you need to use the **** someday.
Devil is in the details. As someone recently posted: ANSTAAFL.
The medical industry has almost as many lawyers as doctors. Very hard and expensive to win with those ****.
Don't spend that 50 dollars a month savings. You may need it for the fine print.
Iv'e been an independent insurance agent for 22 years. I have over 600 Medicare customers. 65% are on Med C. I have gotten ONE phone call with a actual complaint about C. Filed an appeal and procedure was approved. I get way more phone calls from Med Sup customers complaining about their ANNUAL 10-%-15%. rate increase. BOTH work fine. It's a preference thing.