now subtract your share of the national debt. for long term planning. the dollar amount of your share of the national debt will double in 5 years. do the math. what will that do to your bank savings? /// for every dollar you save, in the near future it will take 5 to buy what you can buy for 1 dollar today. the end is coming to the dollar. are you really planning? or stumbling in the dark. look at the advantages of holding a balanced amount of brics nations currencies. maybe 10% of your cash. just enough to buy food when the poop hits the fan. and you know what poop dollars are.