27 Dec 2023 3:01 pm
JMO, if you have to wait for interest rates to change a few points to afford the payment, you can't afford the house!R.Suave » 27 Dec 2023, 3:14 pm » wrote: ↑ If you have an iota of sense, you defer the purchase, fully cognizant of the fact that rates will fall even faster than they rose.
I have an issue with banks telling people what they can afford and people stupid enough to believe them.