Not accurate. A gun with no round chambered can fire. While not immediately, it just means that you first have to chamber a round.
Semantics. We're having a discussion about inaccurate verbiage.That's unloaded no matter how much whiny **** you spew.
Whether a person carries with round chambered or not is up to them. Personally, I tend to agree with you - carry a pistol with round chambered, otherwise carry a revolver.Only an idiot carries an unloaded gun.