ROG62 » 22 Jan 2026, 7:07 pm » wrote: ↑
The thing that drove me was we signed a 30 year mortgage at 33 yo...I was sick thinking it would be pd off @63...
Funny you should say that as a woman at work ask why I was so driven to pay my house off when it was such a great "tax deduction". I pulled the

and asked her", would you rather get back $100-200 of the monies you paid to the gubment for every $1000 you paid in interest to the bank as a refund, or would you rather have the $1000 in hand? She then gave me the

as the light went on...
Oh I remember those conversations with the realtors / banks telling us how much we could afford...lol, I thought, yeah, if we forego heat, groceries, insurance, etc, etc, etc...
what they do is criminal at best...
Only 40% of households have the house paid for. Doing that by 45 years old is pretty rare.
20 years of no mortgage payments before retirement is a good place to be, good on you!