Let's talk Medicare part C. Phone lines are open now.

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By PhiloBeddo
6 Dec 2024 10:18 am in No Holds Barred Political Forum
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PhiloBeddo
6 Dec 2024 10:18 am
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Is anybody else sick of this ****?  Between them and My Pillow ads, I want to put a stick in my eye.  Quit calling these people. Maybe they will go away.
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HarperLee
6 Dec 2024 10:48 am
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PhiloBeddo » 06 Dec 2024, 11:18 am » wrote: Is anybody else sick of this ****?  Between them and My Pillow ads, I want to put a stick in my eye.  Quit calling these people. Maybe they will go away.
no sweat...
Trump is going to take it all away  :clap:   :clap:   :clap:   :clap:   :clap:  
 
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Two If By Tea
6 Dec 2024 10:59 am
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I called 2 check my "Zip-Code"
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PhiloBeddo
6 Dec 2024 1:30 pm
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I bet you have a my pillow too.
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PhiloBeddo
6 Dec 2024 1:33 pm
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My other pet peeve is, all the ads with crying people begging for donations. Whatever ad agency they are all hiring, love crying people.
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HarperLee
6 Dec 2024 1:35 pm
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PhiloBeddo » 06 Dec 2024, 2:30 pm » wrote: I bet you have a my pillow too.
I bet you **** your "my pillow"
 
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Two If By Tea
6 Dec 2024 1:35 pm
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PhiloBeddo » 06 Dec 2024, 2:30 pm » wrote: I bet you have a my pillow too.
Actually buy good pillows.

Years ago I just bought cheap pillows at Kmart or Walmart.

Afew years ago I bought a new mattress they sold me these gel foam pillows like 30 bucks a piece.

I went back a month later bought afew more them pillows

They nice and ya really do sleep better too with good pillows
Harper Lee
6 Dec 2024 1:36 pm
      
9,454 posts
AtticusFinch » 06 Dec 2024, 2:35 pm » wrote: I bet you **** your "my pillow"
I bet you have a Harris flag on your car
 
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Vegas
6 Dec 2024 1:38 pm
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Beevee's Owner/Giant Slayer
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AtticusFinch » 06 Dec 2024, 11:48 am » wrote: no sweat...
Trump is going to take it all away  Image   Image   Image   Image   Image

Is this another one of your predictions? I think we all know how that usually turns out for you.  :rofl:   :rofl:  
Blackvegatble's hypcorisy summed up in one post: [/size]
Blackvegetable » 7 minutes ago » wrote: ↑7 minutes ago
Very simple questions...

From which you are running...



Image
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ConsRule
6 Dec 2024 6:04 pm
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PhiloBeddo » 06 Dec 2024, 11:18 am » wrote: Is anybody else sick of this ****?  Between them and My Pillow ads, I want to put a stick in my eye.  Quit calling these people. Maybe they will go away.
 
Then do it and quit whining.  Just because your phone makes a noise, doesn't mean you need to pick it up and respond.  I NEVER answer a call unless I know the caller based on the "caller ID".  Every time you answer one of those calls, you are confirming to the company making the call they have an active valid number.  They put your number on a list and sell their lists to other companies.
 
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Beekeeper
6 Dec 2024 6:07 pm
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PhiloBeddo » 06 Dec 2024, 11:18 am » wrote: Is anybody else sick of this ****?  Between them and My Pillow ads, I want to put a stick in my eye.  Quit calling these people. Maybe they will go away.
Perhaps you need to shut the **** up about Medicare Part C. IT GIVES SENIORS FAR MORE BENEFITS THAN TRADITIONAL MEDICARE EVER COULD!!!

Your vomitary only show your STUPIDITY and MORONIC ATTEMPTS to deny a free market product from being offered to those who have to decide what to do with their CURRENT PLANS, even if they decide to keep traditional Medicare or want to move to a new plan!!

"These people' do a lot of good for a lot of people who have issues with understanding the differences in Traditional Medicare vs Medicare Advantage, which you DO NOT GET AUTOMATICALLY you **** sucking ASSHOLE!!
 
Liberals are spoiled children, miserable, unsatisfied, demanding, ill-disciplined, despotic & useless. Liberalism is a philosophy of sniveling brats ~O'Rourke

The Democratic Party seems intransigent on their position of keeping the party ‘woke,’ detached, exclusionary, and totally insane.
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nefarious101
6 Dec 2024 6:57 pm
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Medicare Part C



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ImageImage
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Cannonpointer
7 Dec 2024 12:00 am
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98% Macho Man
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PhiloBeddo » 06 Dec 2024, 11:18 am » wrote: Is anybody else sick of this ****?  Between them and My Pillow ads, I want to put a stick in my eye.  Quit calling these people. Maybe they will go away.
Iphone has an app that blocks anyone not in your contacts. 
 
When you complain, ur friends roll their eyes and ur enemies rejoice

"Because I SAY I am" is a todler's tantrum, not "science"

You cannot betray me - only yourself, to me.

Who cuts off your dick is not a friend

An opinion you won't defend is not your own

Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe

When peeing in the pool, stand on the edge

If gender is not sex, why should a gender claim change what sex you shower with?
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Deezer Shoove
7 Dec 2024 7:10 am
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*Beekeeper » 06 Dec 2024, 7:07 pm » wrote: Perhaps you need to shut the **** up about Medicare Part C. IT GIVES SENIORS FAR MORE BENEFITS THAN TRADITIONAL MEDICARE EVER COULD!!!

Your vomitary only show your STUPIDITY and MORONIC ATTEMPTS to deny a free market product from being offered to those who have to decide what to do with their CURRENT PLANS, even if they decide to keep traditional Medicare or want to move to a new plan!!

"These people' do a lot of good for a lot of people who have issues with understanding the differences in Traditional Medicare vs Medicare Advantage, which you DO NOT GET AUTOMATICALLY you **** sucking ASSHOLE!!
They advertise the **** out of Part C, you know: Medicare Advantage.

Whose "advantage" is the question you have to ask. I have talked with many seniors.
Getting stuck in network providers and always needing a referral for the smallest stuff is time-consuming, confusing, not your choice, etc.

If they have to market Part C so heavily then it says "the product doesn't sell itself". Not so good.
Like being pushed into "coordinated benefits" when buying car insurance.
You may save a couple dollars now, but potential is high you will get **** if you need to use the **** someday.

Devil is in the details. As someone recently posted: ANSTAAFL.  
The medical industry has almost as many lawyers as doctors. Very hard and expensive to win with those ****.
Don't spend that 50 dollars a month savings. You may need it for the fine print.  Image  
 
Please seat yourself.

Image

I like the very things you hate.
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Deezer Shoove
7 Dec 2024 7:13 am
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Cannonpointer » 07 Dec 2024, 1:00 am » wrote: Iphone has an app that blocks anyone not in your contacts.

That has its disadvantages too.
Please seat yourself.

Image

I like the very things you hate.
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ROG62
7 Dec 2024 7:55 am
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PhiloBeddo » 06 Dec 2024, 11:18 am » wrote: Is anybody else sick of this ****?  Between them and My Pillow ads, I want to put a stick in my eye.  Quit calling these people. Maybe they will go away.
hey, at least the political ads are gone... :clap:  
 
Image JuCo 5 percenter...72 “Show me the man and I’ll find you the crime” ~ LAVRENTIY BERIA "Try to get past your passionate ignorance and learn to accept what actually happened." ~ brown's unheeded words of wisdom :rofl: If gender is not sex, why should a gender claim change what sex you shower with? "Libruls are often fascists on vacation..."
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ROG62
7 Dec 2024 7:56 am
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AtticusFinch » 06 Dec 2024, 11:48 am » wrote: no sweat...
Trump is going to take it all away  Image   Image   Image   Image   Image
Vag, your pissflaps are leaking...
 
Image JuCo 5 percenter...72 “Show me the man and I’ll find you the crime” ~ LAVRENTIY BERIA "Try to get past your passionate ignorance and learn to accept what actually happened." ~ brown's unheeded words of wisdom :rofl: If gender is not sex, why should a gender claim change what sex you shower with? "Libruls are often fascists on vacation..."
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ROG62
7 Dec 2024 7:57 am
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AtticusFinch » 06 Dec 2024, 2:36 pm » wrote: I bet you have a Harris flag on your car

:clap:  
Image JuCo 5 percenter...72 “Show me the man and I’ll find you the crime” ~ LAVRENTIY BERIA "Try to get past your passionate ignorance and learn to accept what actually happened." ~ brown's unheeded words of wisdom :rofl: If gender is not sex, why should a gender claim change what sex you shower with? "Libruls are often fascists on vacation..."
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Beekeeper
7 Dec 2024 7:59 am
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DeezerShoove » 07 Dec 2024, 8:10 am » wrote: They advertise the **** out of Part C, you know: Medicare Advantage.

Whose "advantage" is the question you have to ask. I have talked with many seniors.
Getting stuck in network providers and always needing a referral for the smallest stuff is time-consuming, confusing, not your choice, etc.

If they have to market Part C so heavily then it says "the product doesn't sell itself". Not so good.
Like being pushed into "coordinated benefits" when buying car insurance.
You may save a couple dollars now, but potential is high you will get **** if you need to use the **** someday.

Devil is in the details. As someone recently posted: ANSTAAFL.  
The medical industry has almost as many lawyers as doctors. Very hard and expensive to win with those ****.
Don't spend that 50 dollars a month savings. You may need it for the fine print.  Image
You know NOTHING about Part C Medicare. 

Part C is NOT a "government" plan in and of itself, but a plan offered BY INSURANCE COMPANIES as a better replacement FOR original Medicare. It offers things like Vision, Dental, and often Hearing benefits original Medicare DOES NOT OFFER. Is if "for" everyone? NO it's not. 

BUT in many cases, it's a FAR BETTER OPTION that original Medicare in Medicare mandated benefits alone.

A person with original Medicare has DEDUCTABLES AND COPAYS under BOTH Part A and B. They need a SUPPLIMENT they have to pay for as well as a DRUG PLAN they must purchase IF they want even a standard level of coverage. NO VISION, NO DENTAL, NO HEARING COVERAGE IS THERE EVER!!

So add up the Part B premium, the Supplement Premium, and the Drug plan premium, you have roughly $350-500 MONTHLY PREMIUMS YOU ARE PAYING OUT OF POCKET!!

Medicare Part C in MOST of the nation has ZERO or VERY LOW (under $30 monthly) premiums. THAT includes your Drug plan, Dental, Vision, and often Hearing coverages. You ONLY pay your usual Part B Medicare premium. The Copays are FAR LESS and the out-of-pocket limits assure you don't get caught in that "out the ***" costs that never end in the event of a major illness. (one plan that is very popular has a $2500 MAX out of pocket for ALL medical claims in the year, excluding drugs, dental, routine vision, and hearing claims).

Yes, many have networks and you need referrals. THAT isn't hard to get as your Primary care physician can handle ALL of that with a simple phone call IF NEEDED. USUALLY, they are the ones making the referral in the first place and that's AUTOMATIC from their end. (it's a simple letter faxed to the specialist's office or sent by electronic delivery). Networks tend to be extensive with the more well-known plans like BC/BS, WellCare, Aetna, Humana, to name a few. Doctors DO NOT want to be left out and if they are, then they are losing a lot of revenue. 

MOST of these plans have ZERO copays for your PCP. LOW copays ($10 to $50 depending on plan offered and selected) for a specialist. NO OTHER COSTS are coming out of pocket. Labs are usually no copay, imaging from $0 to $50 copay, and using a CareSpot over an ER is going to be $0 to $20 copay. So the KEY here is to have SOMEONE educate the beneficiary to HOW TO PROPERLY USE their plan. That isn't hard to do either. Hell, most don't realize that even original Medicare has restrictions and no-benefits for some things that YOU DO pay out of pocket for and CAN get expensive- ie. eyeglasses now can run upwards of $800 a pair, hearing aids over $3000 EACH EAR and Dental is out of reach for a lot of people even not on Medicare.

So please, STOP THE **** claims about Part C Medicare when you know NOTHING about it. You are regurgiting **** from the insurance agents selling MEDICARE SUPPLIMENTS!! They hate Part C since they make NOTHING when someone chooses one over their VERY expensive supplements. 
 
 
 
Liberals are spoiled children, miserable, unsatisfied, demanding, ill-disciplined, despotic & useless. Liberalism is a philosophy of sniveling brats ~O'Rourke

The Democratic Party seems intransigent on their position of keeping the party ‘woke,’ detached, exclusionary, and totally insane.
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ROG62
7 Dec 2024 8:02 am
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33,704 posts
DeezerShoove » 07 Dec 2024, 8:10 am » wrote: They advertise the **** out of Part C, you know: Medicare Advantage.

Whose "advantage" is the question you have to ask. I have talked with many seniors.
Getting stuck in network providers and always needing a referral for the smallest stuff is time-consuming, confusing, not your choice, etc.

If they have to market Part C so heavily then it says "the product doesn't sell itself". Not so good.
Like being pushed into "coordinated benefits" when buying car insurance.
You may save a couple dollars now, but potential is high you will get **** if you need to use the **** someday.

Devil is in the details. As someone recently posted: ANSTAAFL.  
The medical industry has almost as many lawyers as doctors. Very hard and expensive to win with those ****.
Don't spend that 50 dollars a month savings. You may need it for the fine print.  Image
ANSTAAFL?
 
Image JuCo 5 percenter...72 “Show me the man and I’ll find you the crime” ~ LAVRENTIY BERIA "Try to get past your passionate ignorance and learn to accept what actually happened." ~ brown's unheeded words of wisdom :rofl: If gender is not sex, why should a gender claim change what sex you shower with? "Libruls are often fascists on vacation..."
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