*Beekeeper » 12 Dec 2024, 8:53 am » wrote: ↑
Well, what you SAID about Medicare Advantage is backed by ZERO anything except YOUR OPINION!!
The REAL scamming is in Traditional Medicare and the SCAM BILLINGS that goes on!! So there's that.
Tell me what part of this is not fact!!!
"Medicare Advantage plans are private health insurance policies offered by corporations reimbursed by the federal government. Unlike traditional Medicare, which directly covers medical expenses, Medicare Advantage plans are designed to profit by managing care and costs — often to the detriment of patients.These plans operate under a fixed-rate reimbursement model. The less they spend on your healthcare, the more profit they generate. This business model incentivizes denials, delays, and restrictions, leaving seniors navigating a labyrinth of red tape and out-of-pocket expenses. Unlike traditional Medicare, which pays claims without delay or pre-authorization, Medicare Advantage plans routinely deny care. A federal report highlighted that in 2019, 18% of Medicare Advantage claims were denied despite meeting Medicare’s coverage rules.Patients often face a grueling appeals process or pay for care out-of-pocket, which can be devastating in emergencies. For hospitals and doctors, these delays and denials have forced some to stop accepting Medicare Advantage patients altogether.
- Scripps Health in California recently announced it would no longer serve Medicare Advantage patients, citing $75 million in unpaid bills.
- The Mayo Clinic has also stopped accepting these plans in certain locations, leaving patients with fewer options for quality care.
The Political Influence Behind Medicare AdvantageThe insurance industry spends lavishly to protect its Medicare Advantage profits. In 2023, they poured over $117 million into lobbying Congress. This money ensures that legislative fixes, like banning Medicare Advantage companies from using the word “Medicare” in their branding, stall indefinitely.With such influence, insurance companies continue to exploit seniors while executives rake in astronomical salaries. For instance, the former CEO of UnitedHealth left with over $1 billion in compensation — money largely derived from taxpayer funds.
Why Traditional Medicare Is Still the Best OptionTraditional Medicare offers unparalleled flexibility and reliability:
- No Networks: You can see any doctor or hospital in the U.S. that accepts Medicare.
- No Pre-Authorizations: Care is provided without delays or denials from an insurance middleman.
- Transparency: Unlike Medicare Advantage, traditional Medicare is a straightforward system with no hidden fees or gimmicks.
When paired with a Medigap policy, traditional Medicare covers most out-of-pocket expenses, providing peace of mind without the risk of unexpected costs.
If you value your health, freedom, and peace of mind, steer clear of Medicare Advantage. It’s time to put the focus back on real Medicare and ensure that America’s seniors receive the care they deserve without corporate interference."
The Medicare Advantage Trap: What They’re Not Telling You About Your Health and Wealth
I have had 6 years of experience with Medicare with absolutely no problems!!! Medicare advantage is ripping taxpayers off and of course they will deny it and pay politicians $MILLIONS to continue to rip taxpayers off!!!