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Let's talk Medicare part C. Phone lines are open now.
Let's talk Medicare part C. Phone lines are open now.
By PhiloBeddo
6 Dec 2024 10:18 am in No Holds Barred Political Forum
7 Dec 2024 9:08 am
Aint No Such Thing As A Free Lunch
7 Dec 2024 10:15 am
I remember when Joe Biden annouced his retirement handed it over to Kammala Harris.
Allover town the Yard Signs were Biden/Harris because had the signs all printed up already.
Then people would paint over Joe Bidens name & add Tim Walz name.
Eventually they got new yard signs printed up
7 Dec 2024 11:05 am
I predict he spends another day of his most useless and pathetic life right here, playing dolls with his menagerie of make believe personalities and of course smoking dope all day.Vegas » 06 Dec 2024, 2:38 pm » wrote: ↑ Is this another one of your predictions? I think we all know how that usually turns out for you.
7 Dec 2024 12:02 pm
*GHETTOBLASTER » 07 Dec 2024, 12:05 pm » wrote: ↑ I predict he spends another day of his most useless and pathetic life right here, playing dolls with his menagerie of make believe personalities and of course smoking dope all day.
It is so easy to get in that kid's head.
Blackvegatble's hypcorisy summed up in one post:
[/size]
Blackvegetable » 7 minutes ago » wrote: ↑7 minutes ago
Very simple questions...
From which you are running...
Blackvegetable » 7 minutes ago » wrote: ↑7 minutes ago
Very simple questions...
From which you are running...
7 Dec 2024 12:22 pm
*Beekeeper » 07 Dec 2024, 8:59 am » wrote: ↑ You know NOTHING about Part C Medicare.
Part C is NOT a "government" plan in and of itself, but a plan offered BY INSURANCE COMPANIES as a better replacement FOR original Medicare. It offers things like Vision, Dental, and often Hearing benefits original Medicare DOES NOT OFFER. Is if "for" everyone? NO it's not.
BUT in many cases, it's a FAR BETTER OPTION that original Medicare in Medicare mandated benefits alone.
A person with original Medicare has DEDUCTABLES AND COPAYS under BOTH Part A and B. They need a SUPPLIMENT they have to pay for as well as a DRUG PLAN they must purchase IF they want even a standard level of coverage. NO VISION, NO DENTAL, NO HEARING COVERAGE IS THERE EVER!!
So add up the Part B premium, the Supplement Premium, and the Drug plan premium, you have roughly $350-500 MONTHLY PREMIUMS YOU ARE PAYING OUT OF POCKET!!
Medicare Part C in MOST of the nation has ZERO or VERY LOW (under $30 monthly) premiums. THAT includes your Drug plan, Dental, Vision, and often Hearing coverages. You ONLY pay your usual Part B Medicare premium. The Copays are FAR LESS and the out-of-pocket limits assure you don't get caught in that "out the ***" costs that never end in the event of a major illness. (one plan that is very popular has a $2500 MAX out of pocket for ALL medical claims in the year, excluding drugs, dental, routine vision, and hearing claims).
Yes, many have networks and you need referrals. THAT isn't hard to get as your Primary care physician can handle ALL of that with a simple phone call IF NEEDED. USUALLY, they are the ones making the referral in the first place and that's AUTOMATIC from their end. (it's a simple letter faxed to the specialist's office or sent by electronic delivery). Networks tend to be extensive with the more well-known plans like BC/BS, WellCare, Aetna, Humana, to name a few. Doctors DO NOT want to be left out and if they are, then they are losing a lot of revenue.
MOST of these plans have ZERO copays for your PCP. LOW copays ($10 to $50 depending on plan offered and selected) for a specialist. NO OTHER COSTS are coming out of pocket. Labs are usually no copay, imaging from $0 to $50 copay, and using a CareSpot over an ER is going to be $0 to $20 copay. So the KEY here is to have SOMEONE educate the beneficiary to HOW TO PROPERLY USE their plan. That isn't hard to do either. Hell, most don't realize that even original Medicare has restrictions and no-benefits for some things that YOU DO pay out of pocket for and CAN get expensive- ie. eyeglasses now can run upwards of $800 a pair, hearing aids over $3000 EACH EAR and Dental is out of reach for a lot of people even not on Medicare.
So please, STOP THE **** claims about Part C Medicare when you know NOTHING about it. You are regurgiting **** from the insurance agents selling MEDICARE SUPPLIMENTS!! They hate Part C since they make NOTHING when someone chooses one over their VERY expensive supplements.
All your emotional **** aside, it isn't insurance companies that I get this background nightmare from.
As I said, seniors with real medical issues say this stuff. They are riding inside that Advantage Dreamscape.
There's no way out once you've "signed zee papers, old man."
btw
You made my case with the $2500 max.
Plus you use my favorite squirmy language: Most, some, may, usually, tend to, isn't that hard...
"So the KEY here is to have SOMEONE educate the beneficiary to HOW TO PROPERLY USE their plan."
Please seat yourself.
I like the very things you hate.
I like the very things you hate.
7 Dec 2024 1:46 pm
No ****. when you are expecting a phone call from some business or government agency not in your contacts, you have to turn that **** off.
When you complain, ur friends roll their eyes and ur enemies rejoice
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
7 Dec 2024 5:12 pm
DeezerShoove » 07 Dec 2024, 1:22 pm » wrote: ↑ All your emotional **** aside, it isn't insurance companies that I get this background nightmare from.
As I said, seniors with real medical issues say this stuff. They are riding inside that Advantage Dreamscape.
There's no way out once you've "signed zee papers, old man."
btw
You made my case with the $2500 max.
Plus you use my favorite squirmy language: Most, some, may, usually, tend to, isn't that hard...
Thanks!! YOU PERFECTLY describe why ASSHOLES such as you know nothing about Part C Medicare!!!
And do so with such gusto and flair!! Trying really hard to sound relevant to a conversation you should have just KEPT YOUR *** OUT OF!!
The part you FORGOT to mention was the $3000-4000 a year SAVINGS with Part C in PREMIUMS YOU DON'T PAY along with the ADDED benefits that add up to over $2500-5000 depending on usage like dental, vision, and hearing.
So now, SHUT THE **** UP with your ILLITERATE ****!!
Liberals are spoiled children, miserable, unsatisfied, demanding, ill-disciplined, despotic & useless. Liberalism is a philosophy of sniveling brats ~O'Rourke
The Democratic Party seems intransigent on their position of keeping the party ‘woke,’ detached, exclusionary, and totally insane.
The Democratic Party seems intransigent on their position of keeping the party ‘woke,’ detached, exclusionary, and totally insane.
7 Dec 2024 5:13 pm
Cannonpointer » 07 Dec 2024, 2:46 pm » wrote: ↑ No ****. when you are expecting a phone call from some business or government agency not in your contacts, you have to turn that **** off.
Uh, read the OP. There was NOTHING about "them calling you", but about the ADS ON TV wanting seniors to CALL THEM!!
IT'S THE ADS he didn't like, ******* ILLITERATE POS!!
Liberals are spoiled children, miserable, unsatisfied, demanding, ill-disciplined, despotic & useless. Liberalism is a philosophy of sniveling brats ~O'Rourke
The Democratic Party seems intransigent on their position of keeping the party ‘woke,’ detached, exclusionary, and totally insane.
The Democratic Party seems intransigent on their position of keeping the party ‘woke,’ detached, exclusionary, and totally insane.
7 Dec 2024 9:51 pm
*Beekeeper » 07 Dec 2024, 6:12 pm » wrote: ↑ Thanks!! YOU PERFECTLY describe why ASSHOLES such as you know nothing about Part C Medicare!!!
And do so with such gusto and flair!! Trying really hard to sound relevant to a conversation you should have just KEPT YOUR *** OUT OF!!
The part you FORGOT to mention was the $3000-4000 a year SAVINGS with Part C in PREMIUMS YOU DON'T PAY along with the ADDED benefits that add up to over $2500-5000 depending on usage like dental, vision, and hearing.
So now, SHUT THE **** UP with your ILLITERATE ****!!
You are just **** on the old people that I am recounting.
Are they really so wrong and you're so right?
Climb off your high horse, big man. You don't know everything about their lives.
They make sense when they point out that Medicare Advantage is all I ever hear about.
Standard medicare is intentionally downplayed. A savvy person takes note of stuff like that.
Please seat yourself.
I like the very things you hate.
I like the very things you hate.
7 Dec 2024 9:59 pm
Cannonpointer » 07 Dec 2024, 2:46 pm » wrote: ↑ No ****. when you are expecting a phone call from some business or government agency not in your contacts, you have to turn that **** off.
Even simple things like getting a number from someone so they call you to be sure the number is correct.
They aren't a contact just yet, so that call never makes it through.
Nothing is perfect. I just block numbers a lot. I probably have hundreds, maybe thousands blocked.
Over time it seems to works out. I don't get that many calls anymore.
Having gotten some interesting calls from non-contacts makes the effort worthwhile.
Please seat yourself.
I like the very things you hate.
I like the very things you hate.
7 Dec 2024 10:03 pm
I had that function for years, but turned it off recently for business reasons - needed to get some non-contact calls.DeezerShoove » 07 Dec 2024, 10:59 pm » wrote: ↑ Even simple things like getting a number from someone so they call you to be sure the number is correct.
They aren't a contact just yet, so that call never makes it through.
Nothing is perfect. I just block numbers a lot. I probably have hundreds, maybe thousands blocked.
Over time it seems to works out. I don't get that many calls anymore.
Having gotten some interesting calls from non-contacts makes the effort worthwhile.
I am considering turning it back on. I get perhaps 50 calls per day from spammers - and maybe 5 to 10 spam texts. I've had my phone number since 07.
When you complain, ur friends roll their eyes and ur enemies rejoice
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
7 Dec 2024 10:06 pm
I do my dental overseas - get the treatment and a nice vaycay for less than the treatment stateside. I get my medical care from physicians that do not take medicare. Or any other insurance, as they deal in health, not sickness.DeezerShoove » 07 Dec 2024, 10:51 pm » wrote: ↑ You are just **** on the old people that I am recounting.
Are they really so wrong and you're so right?
Climb off your high horse, big man. You don't know everything about their lives.
They make sense when they point out that Medicare Advantage is all I ever hear about.
Standard medicare is intentionally downplayed. A savvy person takes note of stuff like that.
Beek Eeper is a pin cushion, bragging that he is saving money that I never spend in the first place. I will be cussing all you mother **** while he is cussing nurses whose names and faces he can never remember.
When you complain, ur friends roll their eyes and ur enemies rejoice
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
7 Dec 2024 10:08 pm
The very best way to use the plan is to light a fire.DeezerShoove » 07 Dec 2024, 1:22 pm » wrote: ↑ All your emotional **** aside, it isn't insurance companies that I get this background nightmare from.
As I said, seniors with real medical issues say this stuff. They are riding inside that Advantage Dreamscape.
There's no way out once you've "signed zee papers, old man."
btw
You made my case with the $2500 max.
Plus you use my favorite squirmy language: Most, some, may, usually, tend to, isn't that hard...
When you complain, ur friends roll their eyes and ur enemies rejoice
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
7 Dec 2024 10:31 pm
Cannonpointer » 07 Dec 2024, 11:08 pm » wrote: ↑ The very best way to use the plan is to light a fire.
The saddest part is besides having NO insurance at all,
you can't escape the tentacles if some major medical need should arise.
As much as people bitch, I know people that don't have two nickels to rub together that somehow get knee replacements.
Who does that work? Prison doctors? Even that hack and his team need to get paid.
Please seat yourself.
I like the very things you hate.
I like the very things you hate.
7 Dec 2024 10:41 pm
I accept that not everybody can do what works for you (or me, for that matter).Cannonpointer » 07 Dec 2024, 11:06 pm » wrote: ↑ I do my dental overseas - get the treatment and a nice vaycay for less than the treatment stateside. I get my medical care from physicians that do not take medicare. Or any other insurance, as they deal in health, not sickness.
Beek Eeper is a pin cushion, bragging that he is saving money that I never spend in the first place. I will be cussing all you mother **** while he is cussing nurses whose names and faces he can never remember.
For instance, I wouldn't have a clue who to trust to do competent work overseas.
I don't need enough **** done to build international medical and dental relationships.
Hell, there are people virtually next door here in the states that partner their practices in the same office.
...and one is way better than the other.
My luck is if I go international that I get Dr. Icepickovich...
Please seat yourself.
I like the very things you hate.
I like the very things you hate.
7 Dec 2024 10:51 pm
Yeah, I have no idea how that happens. I DO know that one of the big reasons for "doctors without borders" is that it's a way for surgeons to increase their skills in a place where citizens have no access to civil courts. I bought an ex wife some kind of knee operation - I believe it was around 3k on my end, and insurance paid about 10. But I can't swear to that.DeezerShoove » 07 Dec 2024, 11:31 pm » wrote: ↑ The saddest part is besides having NO insurance at all,
you can't escape the tentacles if some major medical need should arise.
As much as people bitch, I know people that don't have two nickels to rub together that somehow get knee replacements.
Who does that work? Prison doctors? Even that hack and his team need to get paid.
The guy who did it - this was in the late 90s - had honed his craft on villagers in third world shyteholes. He had done literally thousands of interventions like the one he did on my wife. She had loose material between her knee cap and whatever is under there. Maybe her patella oblongata or her sacroiliac or possibly her lady parts. Dammit, Jim, I'm not a doctor.
But yeah - someone is paying for that ****. And for soldiers and prisoners to mutilate their own junk.
When you complain, ur friends roll their eyes and ur enemies rejoice
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
7 Dec 2024 10:58 pm
The same risk you have of hacks overseas, you have twice the risk stateside. Because overseas, doctoring and dentisting is just a perfectly respectable profession that offers an upper-middle class lifestyle - like that of a professor or an attorney or a judge. But stateside, if you're a doctor, you have to drive a sports car and ditch the gal that saw you through med school and get a younger version of her and pay enormous child support while supporting your new family in the manner to which your trophy wife demands they become accustomed.DeezerShoove » 07 Dec 2024, 11:41 pm » wrote: ↑ I accept that not everybody can do what works for you (or me, for that matter).
For instance, I wouldn't have a clue who to trust to do competent work overseas.
I don't need enough **** done to build international medical and dental relationships.
Hell, there are people virtually next door here in the states that partner their practices in the same office.
...and one is way better than the other.
My luck is if I go international that I get Dr. Icepickovich...
The illness is systemic, because you leave med school owing a fortune, so you have to earn like a mother **** to pay it off. And then, by the time you have paid it off, you've become covetous of all those big numbers you've been pulling in and barely getting to touch. You've started measuring success not by lives touched but by checks cashed. Same thing happens to dentists.
In just about every other country, students receive a stipend while attending school. They leave school with no debts. The mill of covetousness is a course they never run.
When you complain, ur friends roll their eyes and ur enemies rejoice
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
"Because I SAY I am" is a todler's tantrum, not "science"
You cannot betray me - only yourself, to me.
Who cuts off your dick is not a friend
An opinion you won't defend is not your own
Humanity's Law of the Jungle: Survival NOT of the fittest, but of the tribe
When peeing in the pool, stand on the edge
If gender is not sex, why should a gender claim change what sex you shower with?
7 Dec 2024 11:35 pm
Cannonpointer » 07 Dec 2024, 11:58 pm » wrote: ↑ The same risk you have of hacks overseas, you have twice the risk stateside. Because overseas, doctoring and dentisting is just a perfectly respectable profession that offers an upper-middle class lifestyle - like that of a professor or an attorney or a judge. But stateside, if you're a doctor, you have to drive a sports car and ditch the gal that saw you through med school and get a younger version of her and pay enormous child support while supporting your new family in the manner to which your trophy wife demands they become accustomed.
The illness is systemic, because you leave med school owing a fortune, so you have to earn like a mother **** to pay it off. And then, by the time you have paid it off, you've become covetous of all those big numbers you've been pulling in and barely getting to touch. You've started measuring success not by lives touched but by checks cashed. Same thing happens to dentists.
In just about every other country, students receive a stipend while attending school. They leave school with no debts. The mill of covetousness is a course they never run.
I must be lucky then. The doctors I had (GP) were old farts in Buicks. Married with children that have children.
Because the last old fart retired I now have a woman who had her third kid a few years ago.
Grandpas and moms don't fit your scenario.
But like I said, I don't have the inclination to test fit doctors until I find a match that I like.
Especially if I need a passport to go see him.
I do appreciate the sentiment about treating health versus sickness.
You posted something about a Dr Cabral. I looked up reviews on him.
Besides the usual "He's a quack" **** that I fully ignore there were comments about how expensive his stuff is.
That part is not easy to dismiss.
Ever heard of Dr Al Sears? Another anti-aging dude.
Please seat yourself.
I like the very things you hate.
I like the very things you hate.
8 Dec 2024 12:12 am
I dont put up yard signs or bumper sticker nor do I discuss my politics in the real world.TwoIfByTea » 07 Dec 2024, 11:15 am » wrote: ↑ I remember when Joe Biden annouced his retirement handed it over to Kammala Harris.
Allover town the Yard Signs were Biden/Harris because had the signs all printed up already.
Then people would paint over Joe Bidens name & add Tim Walz name.
Eventually they got new yard signs printed up
Thats kinda like just asking for it too youre car 2 be keyed or have your house egged
8 Dec 2024 7:02 am
DeezerShoove » 07 Dec 2024, 10:51 pm » wrote: ↑ You are just **** on the old people that I am recounting.
Are they really so wrong and you're so right?
Climb off your high horse, big man. You don't know everything about their lives.
They make sense when they point out that Medicare Advantage is all I ever hear about.
Standard medicare is intentionally downplayed. A savvy person takes note of stuff like that.
READ what I wrote. I SAID and plain as day, PART C ISN'T FOR EVERYONE!!
Now, PLEASE, take your **** back to wherever you crawled out of. PERHAPS you would prefer a non-stop stream of BudLight ads??
What ever happened to your belief in the FREE ENTERPRISE SYSTEM!! As a FYI, yesterday ENDED open enrollment and the ads will likely end with it.
Liberals are spoiled children, miserable, unsatisfied, demanding, ill-disciplined, despotic & useless. Liberalism is a philosophy of sniveling brats ~O'Rourke
The Democratic Party seems intransigent on their position of keeping the party ‘woke,’ detached, exclusionary, and totally insane.
The Democratic Party seems intransigent on their position of keeping the party ‘woke,’ detached, exclusionary, and totally insane.
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