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In her HAMP application, James listed her property type as: DWELLING ONLY – 4 FAMILY (apartments).However, as confirmed by the 2001 Certificate of Occupancy, the building was officially designated as a five-family apartment dwelling – making it ineligible for the HAMP program.

Additionally, James submitted a financial hardship statement in her application, declaring: “I am experiencing a financial hardship, and as a result, (i) I am in default under the Loan Documents, and (ii) I do not have sufficient income or access to sufficient liquid assets to make the monthly mortgage payments now or in the future.”
Yet, public records indicate that in 2011 Letitia James earned at least $126,390. Of that total, $122,500 was from her position on the City Council of New York City, and another $3,890 from her work at CUNY.

As the world knows, James is a tireless warrior against real estate fraud.

Big Development: Is Letitia James Guilty of Mortgage Fraud? | The Gateway Pundit | by Guest Contributor