Liberal Forum

Silverfox » 01 Jan 2014 10:05 am » wrote: Just to be clear, are you really suggesting that there is nothing between an emergency and elective health care? (i.e. not an emergency and not elective).

Also, when you talk of a middle man, are you referring to insurance companies?

I should have used a term other than "emergency." If someone develops cancer or some other sickness or condition that required extensive treatment, I personally would want insurance that covered it.

But I wouldn't want my plan to cover routine tests and treatment, doctor's visits, etc, and I would choose a moderately high deductible for illness or accidents.

And yes, I was referring to insurance companies as middlemen, as opposed to individuals choosing what care or tests they want.

When people have little interest on controlling costs because treatment is free or very cheap via co-pay, costs explode. Insurance companies cannot possibly keep track of what an individual patient really needs.